Fuel your dealership’s growth with flexible financing and smart digital tools.
OneLot empowers car dealers with inventory loans and technology to source, manage, and scale their business — trusted by hundreds of dealers across the Philippines.
Regulated by
Flexible Inventory Financing for Dealers
Access fast, flexible capital to grow your inventory, improve cash flow, and scale your dealership with confidence.
Inventory Financing
Fund your dealership stock and keep your lot moving
- ₱10M+ revolving credit line
- Pay upon sale of units
- Continuous funding for restocking inventory
- Designed for day-to-day dealership operations
New Car Acquisition
Purchase vehicles quickly to meet active demand.
- Up to 100% financing per unit
- Same-day funding for approved purchases
- Ideal for high-turnover models
- Repayment aligned with expected sales timelines
Bank Auction Financing
Bid with confidence and act immediately on auction opportunities.
- Pre-approved capital before auction participation
- Same-day release upon winning bids
- Supports bulk and strategic acquisitions
- Built for fast decision-making in auctions
Our Platform
Built to support
real dealership operations
OneLot helps you manage sourcing, financing, and inventory with tools designed for how dealers actually work.
Unlock More Working Capital
Inventory Credit Line
Get pre-approved funding designed for dealers—secure in-demand vehicles without tying up your own capital.
Operate Faster
Digital Dealership
Say goodbye to spreadsheets and manual work. Manage your inventory, track sales, and monitor performance easily in one platform.
Everything in One System
Unified Platform
Access financing, inventory tools, and dealer analytics in one seamless platform—built to drive dealership growth.
Scale with Confidence
Dealer First
Enjoy transparent terms, asset-backed financing, and flexible capital—all created to support your long-term success.
Source Your Cars the Smart Way
Find the cars you need, when you need them. Our car sourcing platform connects dealers with vetted vehicles from trusted nationwide suppliers.
Dealer Network
Join 160+ trusted dealers
Why Choose Us
Built for dealers who want faster access to capital, flexible financing, and a seamless experience managing their inventory.
Trusted Partner
Regulated by the Securities and Exchange Commission (SEC) Philippines, ensuring a secure and transparent platform.
Flexible Credit Limits
Access higher credit limits than traditional lenders, giving you the flexibility to expand inventory when opportunities arise.
Fast Processing
Get funding decisions quickly so you never miss a chance to acquire the cars your customers want.
Dealer-Centric Terms
Loan structures designed around dealership operations, with clear processes and repayment options that fit your business.
Trusted by Car Dealers
Hundreds of dealers rely on OneLot to finance inventory, grow faster, and unlock capital when they need it.
OneLot helped me replace my previous financier and scale my inventory with their dealer inventory loan solutions.
Lourice Trading
Dealer Principal
Quezon City
Stay Connected
Follow OneLot on Facebook and Instagram to stay up to date with our latest offers, updates, and new product features.
Frequently Asked Questions
OneLot is a digital auto financier providing short-term loans for used car dealers in the Philippines. Our vision is to empower dealers to expand their inventory, increase sales, and facilitate smoother business operations through tailored financial solutions.
OneLot offers collateralized short term loans to used car dealers, allowing them to leverage their inventory for growth. We differ from services such as AsiaLink and Global Dominion, since our financing options are for car dealers themselves, not the customers of car dealers.
No, OneLot is not a traditional bank. We are a dedicated financial institution that understands the unique requirements of used car dealers and offers short-term collateralized lending solutions to address their working capital needs. OneLot Financing Corporation is a duly registered corporate entity and is regulated by the Securities and Exchange Commission (SEC)
Any used car dealer located in Greater Metro Manila operating for more than a year can apply to OneLot.
OneLot offers monthly interest rates starting at 1.75% which is applied for all your loan applications. OneLot utilizes daily accrual calculations on all loans to ensure our customers only pay the interest for the time the loan is outstanding.
We ensure compliance and trust in every transaction
OneLot Financing Corporation is a licensed financing company registered with the Securities and Exchange Commission (SEC). We comply with the Data Privacy Act and Anti-Money Laundering regulations and are registered with the NPC and AMLC.
SEC Financing License
Reg. No. 2023110123839-05
Cert. No: F-23-0065-98
Data Privacy Act
NPC Reg. No. PIC-003-776-2025
PPSR Registry
Anti-Money Laundering Council
Get Started Today
We look forward to serving the needs of used car dealers across the Philippines and helping them thrive in this dynamic market.
Get Started